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Direct Travel Insurance

Buy Travel Insurance Direct Online & Save!

Important Travel Alert:

Before you buy, please read our travel alerts.

Direct Travel Insurance Benefits

You can save when you buy your travel insurance direct online.  At 1Cover, we do not pay travel agents' commissions to sell our travel insurance so we pass on the savings to our customers with quality travel insurance policies and lower prices. We offer medical only and comprehensive international travel insurance as well as annual multi-trip policies for frequent travellers who take multiple overseas trips per year.

If you have just booked your travel via travel agents such as Expedia, Flight Centre, Webjet, Hello World or one of the many others available, you may be paying extra for commissions.  taking out Travel Insurance straight away to ensure you are covered for cancellation costs immediately. Purchasing your travel insurance direct from 1Cover is quick and easy and can be set up in a couple of minutes. Compare your travel insurance quote now.

Unlimited Medical

Unlimited
Medical

Peace of mind when overseas. Even with our Medical Only policy, we offer unlimited medical coverage. 

Unlimited Trips In One Year

Long-term Cover
Trips

Relax and take a long break. We offer comprehensive cover for overseas trips that are up to 12 months long.

Kids Travel Free

Kids Covered For No Extra Cost 

Travelling with your kids or grandkids? No worries; dependants are covered at no additional cost.

Range Of Policies To Choose From

Range of
Policy Types

Get the cover to suit you. Choose from Medical Only, Comprehensive or Frequent Traveller plans.

Rental Car Excess

Rental Car Excess 

Hire a rental car and we'll cover the excess up to $5,000 if the car is stolen, damaged or in an accident.

Overseas & Domestic Cover

Overseas & Domestic Cover

As well as providing cover for overseas travel, we also cover your domestic trips. 

Travel On One Policy

Travel Under one policy

Add your spouse or partner to your Frequent Traveller policy and ensure you're both covered on your trips through the year.

Three Policies To Choose From

Customise Your Policy

There are three annual policy types designed to suit different trip lengths, plus a range of optional extras.

Travel Insurance Award Winners 2023

mozo award

Table of Benefits - 1Cover Direct Travel Insurance

 

Table of benefits

Our direct travel insurance provides cover for emergency medical, adventure activities, personal liability and more. Explore our Table Of Benefits to see all the cover provided.

Table Of Benefits

PDS

Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

Policy Wording

 

 

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Optional Coverage

Cruise Pack

Cruise Pack 

Going on a cruise? Stay safe and ensure you're properly covered on your cruise holiday by adding our Cruise Pack to your policy. See PDS for full details.

Winter Sports Pack

Winter Sports Pack

If you're hitting the slopes anytime during the year you'll need to add the Winter Sports Pack to your policy to ensure you're covered. It provides cover for winter sports activities such as skiing or snowboarding, plus a whole heap more benefits. See PDS for full details.

Rental Car Cover

Additional Rental Vehicle Excess

Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.

 

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FAQs About Direct travel Insurance

  • What Are The Benefits Of Having Travel Insurance For My Trip?
  • When you travel half the excitement it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there is the potential for lost, stolen or damaged belongings or delayed flights which can add more expenses on top of an already costly holiday.
    Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please contact us

  • What Activities Are Covered By 1Cover?
  • We cover a huge range of activities with our policies bungee jumping, abseiling, and more. To view a full list of activities covered under our 1Cover policies click here.

  • Can I Apply To extend My Travel Insurance Policy? 
  • Yes, you simply need to email us at [email protected] or speak to a call centre representative via online chat. One of our travel insurance specialists will assist you in the policy extension. You'll be issued with a quote for the policy extension period. And you'll need to process a payment for this extended period. Please note there may be instances where a policy extension is not available.

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.

READ ALL FAQS

 

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From lost luggage, to cancellation, to repatriation. Travel with peace of mind and find out what else you're covered for and what you're not. 

 

We've Already Helped 1.5 Million Customers

1Cover is rated 4.2 out of 5 by over 1639 reviews on
  • "Do not travel without 1Cover"

    We have used 1Cover for many years now and do not leave home without it. Great service, exceptional if you make a claim. Only insurer I would recommend. 

    By Ian, Nov 2022

  • Helpful, caring & supportive

    My husband required emergency surgery in the USA. There was no expense spared with either the medical costs (considerable) or our accommodation. We cannot speak highly enough of 1Cover and have recommended them to all our friends.  
    By Anonymous, Dec 2022

  • "great company"

    Found this company the best for insurance prior to Covid and especially now that travel has restarted. We had multiple credit vouchers that they have honoured with not problems. Thank you 1Cover for your great service. 

    By Bernadette, Dec 2022 

  • Easiest company

    You never know how good insurance is until you have to make a claim! 1Cover responded to us in their prescribed timeframe and our payout was made within 15 days. I would recommend them 100%. This is the seventh time we have used them and first time we had to claim. Well done! 

    By the Bakers, Nov 2022

Read More Reviews

 

Where are you Going?


Find out everything you need to know about the best travel insurance for the following destinations:
 

 

Have A Question?
1Cover's Customer Service Centre Has You Covered.

 

 

ben groundwater

 

Ben Groundwater's The One Thing

Ben Groundwater was named Travel Writer of the Year in 2014 and 2015 by the Australian Society of Travel Writers. He's a seasoned journalist and traveller, and he's penned a special series called "The One Thing". 

From Spain to Sri Lanka, if you've ever wondered about the one thing you should or shouldn't do, then check out Ben's top tips for your best trip.

 

 

1Cover survival guides

The USA Guide

uSA Survival Guide

Find out all you need to know to stay safe and travel happy in the USA in our USA Survival Guide . 

Travel Insurance Guide

travel insurance guide

Get the right cover for your holiday with the help of our handy how to buy cheap
Travel Insurance Guide.

The Bali Guide

bali survival guide

Stay safe and travel happy on your Bali holiday with this ultimate
Bali Survival Guide.

Compare Travel Insurance Guide

compare Travel Insurance

Decide on the right cover for your next trip with the help of the Compare Travel Insurance Guide.

secret traveller

The secret traveller

For all your travel know-how, look no further than The Secret Traveller.

Whether you want to know where the World's Best  Party Towns are, discover the 
20 Foods Worth Travelling The World For, or are searching for Tips To Stay Safe On The Road, the Secret Traveller's insights will help you to travel safely and travel happy.

 

 

Why Choose 1Cover Travel Insurance?

Trusted by 2 Million customers


Since 2003, we've provided travel insurance to more than 2 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.

Award winning Insurance 

We’re proud to be awarded for our quality products and services. We recently won Mozo's 2023 Experts Choice Award for Exceptional Value Comprehensive Travel Insurance. As well as Product Review's Travel Insurer of the Year in 2019.

Local Customer Service

Our customer service specialists are based in Sydney and operate from Monday to Friday.  Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out. 

/emergency-contacts/

24/7 Emergency Assistance

The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all times - so when one thing goes really  wrong, we'll be there to help you.  

Pre-Existing Medical Cover

Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.

Fast Claims 

If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.

Still Need Some Help? Contact Us!

If you have any other questions or queries, please visit our Contact Us page. 
If you are experiencing an emergency, please use the details on our Emergency Assistance page.