Planning a holiday is exciting, but making sure you have the right travel insurance can be daunting. Whether you're seeking comprehensive cover for a luxury getaway or looking for basic medical protection for a budget trip, choosing the right plan is essential for peace of mind.
1Cover has travel insurance options to pick from that cater to every traveller and every budget.
You can compare the benefits of two of our policies below.
When comparing policies, you should also consider the TMD and Policy Wording to see if a policy suits your needs.
| Policy Benefit | Comprehensive (Single-trip & Frequent Traveller | Medical Only (available for ages 69 and under) | |
|---|---|---|---|
Emergency | |||
| 24/7 Emergency Assistance Service | included | included | |
Medical | |||
| Overseas Emergency Medical & Hospital Expenses | SO | unlimited | unlimited |
| Dental Expenses | O | $2,000 | $2,000 |
| Hospital Cash Allowance | SO | $5,000 | - |
| Repatriation Of Remains | O | $25,000 | $25,000 |
| Permanent Disability | O | $25,000 | - |
| Loss of Income | SO | $10,400 | - |
Luggage & Personal Items | |||
| Travel Documents & Transaction Cards | O | $5,000 | - |
| Theft of Cash | PO | $250 | - |
| Luggage & Personal Effects | AS | $15,000 | - |
| Luggage & Personal Effects Delay Expenses | ASO | $15,000 | - |
Cancellation & Delay | |||
| Pre-Departure Cancellation Fees & Lost Deposits | PS | chosen limit | - |
| Pre-Departure Amendments to Journey | A | $2,000 | - |
On-trip Disruption | |||
| On-trip Cancellation Fees & Lost Deposits | PS | chosen limit | - |
| Additional Accommodation & Travel Expenses — Family Emergency — Emergency Companion Cover | AS | $50,000 | - |
| Travel Delay Expenses | S | $2,000 | - |
| Special Event Transport Expenses | O | $2,000 | - |
Other | |||
| Personal Liability | P | $5 million | $5 million |
| Domestic Pets | S | $500 | - |
| Domestic Services | SO | $500 | - |
Benefits shown are a summary of cover only. Sub-limits may apply. Please read the Product Disclosure Statement (PDS) for full terms, conditions, limits, excess payable and exclusions; and consider the Target Market Determination to determine whether our travel insurance is right for you. A Limits are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller. S Sub-limits apply. P Limits are per policy regardless of the number of persons the claim relates to. O There is no cover while travelling in Australia. |
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No two trips are the same, and your travel insurance shouldn’t be either. Depending on what you’ve got planned, a standard comprehensive policy might not cover everything. That’s where optional extras come in. Whether it’s cruise cover, adventure sports cover, or car rental excess cover, you can tailor your policy so it fits your trip (and your budget).
Buy your travel insurance as soon as you’ve booked and paid any deposits. That way, you’re covered if you need to cancel before you even take off. The sooner you get your policy, the sooner your cancellation cover kicks in, and that means extra peace of mind. What's more, with 1Cover you get to choose your cancellation limit so that you're only paying for the cover you need.
Looking for great value travel insurance that still covers what really matters? Our quick and easy quote tool lets you compare plans side by side in just a few minutes. You can review cover options, choose the features that suit your trip, and find great value without the guesswork.
If you’re a frequent traveller, check out our Frequent Traveller options. They could help you save time and money on multiple trips throughout the year.
24/7 emergency medical assistance to assist you in stressful circumstances.
Our emergency assistance team are available to help you 24 hours a day, 365 days a year, no matter where you are in the world.
We’re recognised with awards for exceptional products and service by industry experts Canstar, Mozo and Product Review.
Whether you're buying a policy or making a claim, one of our friendly travel insurance experts will be able to assist you.
We’ve covered over 2 million travellers and their holiday adventures worldwide. Here’s what our customers have to say.
We make it easy to declare your pre-existing medical conditions and apply for cover with a simple online assessment.
We make claiming easy. Use our online claims form to get your claim assessed and resolved as quickly as possible.
We’re proud to be recognised and awarded for our quality products and services that we provide to our customers.
If you have any other questions or queries, please visit our Contact Us page. If you are experiencing an emergency, please use the details on our Emergency Assistance page.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
AU
NZ