Comprehensive Travel Insurance

Comprehensive cover is our highest level of travel insurance and provides you with cover for many of the things that could go wrong when you travel.

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Comprehensive Travel Insurance Benefits

Our comprehensive policies are designed to provide all travellers with superior cover wherever they're travelling in the world. The list of included benefits our comprehensive travel insurance policy offers is extensive. Here are just a few of the most popular benefits offered.

Unlimited Medical


Travel with total peace of mind. If anything goes wrong you've got unlimited emergency assistance and medical cover. 

Unlimited Cancellation


If the unexpected happens and plans change (which does happen!) you've got unlimited cover for cancellation fees or lost deposits.

Personal items cover

Luggage & belongings Cover 

We cover your personal items and luggage if they are lost, stolen or damaged, including includes mobiles, laptops, handbags, and more.

Rental Car Excess

Rental Vehicle

Planning to rent a car to get around on your overseas trip? We'll cover rental vehicle excess up to $5,000.

Activities Cover

Activities Cover

From white water rafting to bungee jumping, mountain biking to zip lining, our comprehensive policies provide cover for a multitutde of activities.

Long Trips

Long Trip Cover

If you love to take long trips or are about to take a big trip of a lifetime, our comprehensive policy offers can cover for trips up to 12 months long. 

Kids Cost No Extra

kids Cost No Extra

Kids and grandkids are included for no additional cost under all of our comprehensive policies if they are travelling with you for the entire trip.  

Three Policies To Choose From

Customise Your Policy

  • We understand everyone has different travel insurance needs. Our optional add-ons let you tailor your policy to suit you and your holiday. 

Travel Insurer Of The Year 2018

Table of Benefits - Comprehensive Travel Insurance

Explore our table of benefits below to see the policy benefits provided by our comprehensive travel insurance policies compared with our basic 'Medical Only' cover. To see full details, see the PDS or get an instant quote now

Travel Insurance Policy Benefit Comprehensive Travel Insurance
(Single-Trip & Frequent Traveller)
Medical Only
Travel Insurance

Overseas Emergency Medical Assistance



Overseas Emergency Medical & Hospital Expenses



Includes Dental Expenses (per adult)



Resumption Of Journey



Hospital Cash Allowance



Accidental Death



Permanent Disability



Loss of Income



Credit Card Fraud & Replacement



Includes Travel Documents & Traveller's Cheques



Theft Of Cash



Luggage & Personal Effects



Luggage & Personal Effects Delay Expenses



Additional Accommodation & Travel Expenses



Includes Family Emergency



Includes Emergency Companion Cover



Cancellation Fees & Lost Deposits



Disruption Of Journey



Alternative Transport Expenses



Personal Liability

$5 million

$5 million

Domestic Pets



Domestic Services



Rental Vehicle Insurance Excess




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Optional Coverage

Cruise Pack

Cruise Pack 

Going on a cruise? Stay safe and ensure you're properly covered on your cruise holiday by adding our Cruise Pack to your policy. See PDS for full details.

Winter Sports Pack

Winter Sports Pack

If you're hitting the slopes during your overseas holiday you'll need to add the Winter Sports Pack to your policy to ensure you're covered. It provides cover for winter sports activities such as skiing or snowboarding, plus a whole heap more benefits. See PDS for full details.

Rental Car Cover

Additional rental Vehicle

Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.


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We've Already Helped
1.5 Million Customers

1Cover is rated 4.3 out of 5 by 1247 reviews on
  • "Easy & Painless Claim"

    Very happy with the help I got along the way when I had to make a claim. Would highly recommend any to use 1Cover and I would be signing up again.

    By Anthony, Jan 2018

  • "Never Leave Without It"

    Staff were very helpful and knowledgeable. Always looking for the best options for their customers. Excellent customer service.

    By Monica, Jan 2018

  • "Couldn't Recommend Highly Enough"

    Superb. Couldn’t rate 1Cover any higher. 10/10. Exceptional service. 

    By Josh, Feb 2018

  • "Must Have Travel Insurance Provider!"

    The policy is a must have when traveling for peace of mind alone and is very good value..

    By JDP, Jan 2018

Read More Reviews


FAQs About Comprehensive Travel Insurance

  • What Are The Benefits Of Having Travel Insurance For My Trip? 
  • When you travel it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there's lost luggage, stolen belongings and delayed flights which are more expenses on top of an already costly holiday.
    Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please call our friendly call centre on 1300 368 344.

  • Can I Apply To Extend My Travel Insurance Policy?
  • Yes. You must extend your policy before it expires (11.59pm AEST/AEDST). To extend your policy, you simply need to call the call centre on 1300 192 021, email us at [email protected] or speak to a call centre representative via online chat. One of our trained travel insurance specialists will assist you in the policy extension. You'll be issued with a quote for the policy extension period. And you'll need to process a payment for this extended period. Please note there may be instances where a policy extension is not available

  • What Happens If I Leave my Belongings Unsupervised And They are Stolen?
  • If you leave your belongings unattended or unsupervised and they are stolen we are unable to cover them. Always keep watch of your belongings and ensure you or someone you trust is looking after them.  

  • Am I Covered If I'm Affected By Drugs or Alcohol When my Claim Event Occurs?
  • No. If you're intoxicated, taking drugs (that haven't been prescribed) and your claim results from these actions, then you're not covered.

  • Am I Covered If I Break The Law And A Claim Event Occurs?
  • No. For obvious reasons we can't help you out here. Always adhere to local laws.    

  • Will I be Covered If I Travel To A Country With An Official Travel Warning?
  • All countries have travel advice levels and you always check these prior to travelling. If a government or other official body have issued a specific "Do Not Travel" or "Reconsider your need to travel" warning and you go, you will not be covered. For more information, please see 

  • What Happens If I Go Home Early?
  • Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds should you go home earlier than planned.





Learn More About
Travel Insurance Coverage 

Pregnancy & Travel Insurance

Travel insurance is important when you're carrying an extra little person inside of you.

Read More

repatriation & Travel Insurance

If you need to be brought back home due to a medical emergency our policies cover it.

 Read More

Vaccinations & Travel Insurance

Read all you need to know before you go about travel vaccinations and travel health.

Read More


Where are you Going?

Find out everything you need to know about travel insurance for the following destinations:


Why Choose 1Cover Travel Insurance?

Trusted & Loved by 1.5 Million customers


Since 2003, we've provided travel insurance to more than 1.5 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.

Award winning Insurance 

1Cover won 2018 Travel Insurer of the Year. is Australia's first and most comprehensive consumer opinion site, and they provide a totally unbiased platform where people can rate and review products and services. 

Local Call Centre

Our Call Centre is based in Sydney and is open seven days a week. Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out. 


24/7 emergency Assistance 

The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all times - so when one thing goes really  wrong, we'll be there to help you.  

Pre-Existing Medical Cover

Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.

Fast Claims 

If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.

Still Need Some Help? Call Us!

If you have any questions or queries, or you'd just like to know more about
Annual Travel Insurance, get in touch with us. Our expert team are here to help you.

Sales And Enquiries
1300 192 021 
(within Australia)
From Overseas
6:00 am - 8:00 pm
9:00 am - 4:00 pm
10:00 am - 4:00 pm