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How much cover is there for luggage?


Our Comprehensive and Frequent Traveller policies off cover upto $15,000 per adult traveller, and sub limits for certain items apply (as shown in the table below). However, anything that you claim for in relation to Luggage & Personal effects is subject to depreciation, and wear and tear of the item/items in question.

Items Maximum payable amount for the first item*# Maximum payable amount for subsequent lost/stolen/damaged items within same category

Personal Laptops, video recorders or cameras



Mobile phones and tablets, (including PDA's and any other item with phone capabilities)




We have the option for you to specify additional high value items up to $5,000, but these items must be less than 12 months old, and high value items excludes jewellery, bicycles, watches and watercraft (other than surfboards).

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All FAQ answers are based on the current effective PDS. If your policy is older than the current PDS, please contact us or refer to your particular policy.

Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the PDS.