We're super excited to be selling all of our Travel Insurance policies again. This includes cover for both domestic and international travel, whether it's for business or pleasure.
But there are some restrictions on international policies:
You can only book an international policy once you have received your travel exemption from the DHA - click here to apply for one. Unfortunately, we still do not provide cover for anything related to the COVID-19 pandemic. Given the ongoing uncertainty, it's simply too difficult to set a premium that would cover these risks.
But we can support our customers against the many other risks associated with overseas travel. So unlike most insurers, we've changed our policy to provide international cover, even though there is a DFAT "Do Not Travel" warning in place.
Are you an existing customer with a credit voucher from a previous policy? Read our step-by-step guide on how to apply your credit voucher towards your next policy premium.
Visit our Coronavirus Information Hub for the latest government travel advice and everything you need to know about your 1Cover policy and Coronavirus (COVID-19).
Travelling often? Save time and money with an annual multi trip policy. One policy covers unlimited international or domestic trips for a year.
Premium winter sports and ski cover with benefits specific to snow lovers on the slopes.
We offer cover for all ages, including those with pre-existing medical condtions.
Student travel can open up the world in a way you never thought possible. But there’s a few things you should remember – including being covered.
I'm so glad we'd thought to get 1Cover travel insurance before we left home. Our claim was dealt with quickly and efficiently. Could not recommend it more highly.
By Charmaine, May 2019
Couldn’t ask for a more straightforward process when claiming from 1Cover. They were great.
By Grace, May 2019
Great price and a thorough policy that allowed us to travel with piece of mind. We travel alot and will use 1 Cover again without hesitation.
By TanMar, May 2019
Policy was good value and easy to apply for. I've used 1Cover every time I've travelled in last 5 years.
By Brown, Oct 2019
No, there is no cover for claims related to COVID-19 regardless of when travel was booked or when you purchased your policy.
All 1Cover policies have a general exclusion which excludes cover for any claims related to an epidemic or pandemic. Some travel service providers may offer refunds or penalty-free options to change travel arrangements.
Learn more about cover for pandemics and how to recover your costs.
If you're travelling internationally, 1Cover offer Emergency Medical Assistance anywhere in the world, 24 hours a day, 365 days per year. If you’re sick or injured, we advise that you or a member of your travelling party call our medical assistance team as soon as possible.
For minor ailments, such as those that only require a GP visit, you may choose to visit a doctor, pay for your visit upfront, and then submit your claim either from overseas or once you return home. Make sure that you keep all receipts and reports from your treating doctor, including the diagnosis and treatment notes and any other documents.
There are certain things you will need to be aware of in terms of your travel insurance if you're riding a scooter, moped or motorcycle overseas. Find out everything you need to know here.
If you need to cancel your trip, notify any travel providers (airlines, accomodation, tour providers, etc) of your intention to cancel.
Make sure you check whether your travel providers will refund you. Sometimes, they will return deposits, fares, etc., depending on when you cancel and what your original contract states.
If you aren’t reimbursed, then check certificate of insurance and the PDS to see whether your circumstances are covered.
Once you have done this, and you intend to claim, you’ll need to obtain and supply confirmations, refund advices, and terms and conditions. We request these for lodgement of your claim.
In the first instance, you should contact the airline to see if any alternate arrangement can be made or any compensation may be offered. Please retain any documentation provided by the airline or receipts for any out of pocket costs which you may incur as a result of the delay or cancellation should you need to submit a claim.
A theft while you’re away is incredibly unsettling, but to substantiate your claim, you’ll need to report the theft to the police or nearest local authority within 24 hours of the incident and obtain a written report that can to be used as supporting documents.
Make sure that the police report you obtain is an official one, and that all the items that have been stolen are clearly detailed. You’ll also need to capture the circumstances surrounding the event. Remember, the more information on the report, the better.
When you submit your claim, you’ll also need to provide proof of purchase and/or ownership in relation to the stolen items.
We provide cover for a whole heap of sports and activities from abseiling to zorbing, automatically without any additional premium. Check out our activities page for more details. If you’re hitting the slopes for an adventure in the snow you will need to pay an additional premium for our Winter Sports Pack.
We have a whole list of pre-existing medical conditions that we automatically cover under our policies without assessment or additional charge, provided you meet some conditions. Find out what you need to know here.
If your rental car is damaged or stolen while you're on holiday, you could be up for some serious costs because of rental car excess. We cover you automatically under most of our policies. Find out what you need to know here.
You can get cheaper travel insurance by tailoring your policy.
This guide on buying cheap travel insurance will tell you everything you need to know.
Don't be daunted when you're choosing travel insurance.
Decide on the right cover for your next trip with the help of the Compare Travel Insurance Guide.
Find out everything you need to know if you're travelling internationally or domestically with a baby on the way.
We won ProductReview.com.au 2019 Travel Insurer of the Year, so you can trust you're in safe hands.
Our Call Centre is based in Sydney and is open seven days a week.