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Whether you're embarking on a weekend getaway or a month-long adventure abroad, ensuring you have the right travel insurance is essential for your peace of mind.
This page break down the types of coverage available when you buy a policy from 1Cover - from adventure activities, trip cancellation to medical emergencies and baggage loss.
Our policies are the one thing you need when one thing goes wrong.
24/7 emergency medical assistance to assist you in stressful circumstances.
If you become ill or need to change your travel plans, we can help. Choose the level of cover you need with our flexible cancellation cover.
Lost, damaged or stolen luggage can quickly derail a trip, especially when you’re far from home. We offer up to $15,000 luggage and personal effects cover.
Rental excess fees can be exorbitant. Buy our car rental excess add on, so if your car is damaged/stolen you're covered under domestic policies.
If you’re seriously ill or injured abroad, we’ll arrange medical transfer to the nearest medical facility, including repatriation.
If your plans are disrupted because of illness or an emergency, we’ll help cover the extra costs so you can adjust without added stress.
If you're the victim of common credit card fraud while travelling, we’ll help cover your financial loss.
If your flight is delayed/cancelled, we could help. Choose your level of cancellation cover.
If you're delayed or your pet is injured while you're away.
If you need domestic help when you get home.
If you're injured for over a month when you get home.
Read the PDS to understand the full list of benefits and conditions that apply to your policy.
Are you an adrenaline junkie and love holidays with thrills? Check out our cover when it comes to adventure activities.
Still have questions about what does our travel insurance cover? Check out our handy FAQs or contact one of the team.
Travel insurance usually covers medical emergencies overseas, hospital expenses and evacuation if required. Depending on your level of cover it can also provide protection for trip cancellations, delays, lost or stolen luggage, rental car excess and personal liability. With 1Cover, you can also choose optional extras like rental car excess, adventure sports, ski or cruise cover depending on your trip.
Yes, dependants can be included on your policy if they are added to the policy at the time of purchase. This generally applies to children or grandchildren under a certain age, not in full time employment travelling with you. With 1Cover, dependants can be covered under the same policy as long as they meet the eligibility criteria. Check the PDS for full definitions.
Most policies, including 1Cover’s, do not cover claims if alcohol or drugs directly contribute to an incident. For instance, if you’re injured while intoxicated, your claim may be declined.
Travel insurance helps protect you from unexpected problems such as medical emergencies, trip cancellations, lost or delayed luggage and liability for accidental injury or damage. Some policies, including 1Cover’s, also provide protection for events like natural disasters.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
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