From the skyscrapers of Kuala Lumpur to the beaches of Langkawi and the jungles of Borneo, Malaysia offers a mix of culture, adventure and relaxation. But like any overseas trip, things can go wrong. With 1Cover travel insurance in Malaysia, you’ll have protection for medical care, lost luggage, cancellations and more, so you can enjoy your holiday without unnecessary stress. Travel with confidence with 1Cover Travel Insurance... It’s the One thing you need when One thing goes wrong.
Travel insurance cover in Malaysia includes unlimited overseas medical expenses, hospital stays, emergency evacuations and 24-hour assistance, giving you peace of mind whether you’re exploring the city or trekking in the rainforest.
Covers cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances.
From designer finds in Kuala Lumpur’s malls to handicrafts in Penang’s markets, our cover protects luggage and personal effects if they’re stolen, lost or damaged. Sub-limits apply, but you can add extra protection for high-value items. Sub-limits apply.
Two wheels are a common way to explore Malaysia, but you need to be covered. To be eligible under your policy, you must wear a helmet and hold the correct licence when riding a motorbike or scooter. Malaysia’s roads can be unpredictable, so it’s worth ensuring your travel insurance in Malaysia includes protection for scooter and motorbike use. Full T&Cs apply.
Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.
Cash is still used widely in Malaysia, especially in local markets. Our policies include cover for theft of banknotes, currency notes, postal orders or money orders stolen from your person during your journey.
Malaysia travel insurance policies cover you for overseas emergency medical expenses, hospital stays and medical evacuations. You're also protected for cancellation costs if you have to change or cut short your trip, as well as lost or delayed luggage and personal effects. Cover will vary by policy type. Sub-limits apply for certain items like electronics, and you can list high-value items to make sure they're fully covered. Check the PDS for full details.
With 1Cover, you’ll have unlimited medical cover overseas. That means hospital stays, surgery, ambulance fees and medical evacuations are all included under your travel insurance coverage in Malaysia. Exclusions apply, check the PDS for full cover details.
It is not a requirement to enter Malaysia, but it is recommended. Malaysia may be affordable for tourists, but hospital care and private clinics can be costly. Travel insurance coverage in Malaysia also helps with lost luggage, cancellations and emergencies, so you’re not left paying out of pocket.
We cover a wide range of activities with the purchase of our Adventure & Sports Pack. Find out more about activities cover here.
Take sensible precautions to stay healthy. Drink bottled water, eat freshly cooked food and wash your hands regularly. If you do become unwell, travel insurance in Malaysia ensures you can access quality medical care without worrying about the cost.
Transit stopovers lasting less than 24 hours (where you do not leave the airport) do not need to be included, except for the USA. If your stopover involves you leaving the airport for an overnight stay, you should add this country destintation to your policy.
Malaysia is packed with incredible experiences, from bustling cities to remote beaches. But even the best trips can be disrupted by the unexpected. Hospital treatment for visitors can be expensive, and events like flight delays, theft or illness can derail your plans. That’s why having travel insurance coverage for Malaysia is the One thing you need when One thing goes wrong.
Overseas Emergency Medical Assistance: Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, and messages to family and hospital guarantees.
Overseas Emergency Medical And Hospital Expenses: Cover if you are injured or become sick overseas, including; medical, hospital, surgical and nursing.
Dental Expenses: Cover for your emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth.
Additional Accommodation & Travel Expenses: Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).
Family Emergency: Cover for additional travel expenses if your travelling companion, or a Relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.
Emergency Companion Cover: Cover for additional travel and accommodation expenses if your travelling companion cannot continue their Journey because of an injury or sickness.
Resumption Of Journey: Cover for the cost of airfares for you to resume your journey if you return home because of the unexpected death or hospitalisation of a relative of yours.
Hospital Cash Allowance: Daily cash payment to help cover extra expenses during long hospital stays.
Permanent Disability: A permanent disability benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot (for at least 12 months, and which will continue indefinitely) within 12 months of, and because of, an injury sustained during your journey.
Loss Of Income: A weekly loss of income benefit is payable if you become disabled within 30 days of an injury you sustained during your journey, and you are still unable to work more than 30 days after returning to Australia.
Credit Card Fraud & Replacement: Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.
Travel Documents & Traveller's Cheques: Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.
Theft Of Cash: Cover for the following items stolen from your person; banknotes, cash, currency notes, postal orders and money orders.
Luggage & Personal Effects: Cover for luggage and personal effects stolen, lost or damaged during travel. Common claims include luggage, personal effects, cameras, spectacles and a computer.
Luggage & Personal Effects Delay Expenses: Cover to purchase essential items of clothing and other personal items following Luggage delayed and Personal Effects being delayed, misdirected or misplaced by your carrier for more than 12 hours.
Cancellation Fees And Lost Deposits: Covers cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; sickness, injuries, strikes, collisions, retrenchment and natural disasters.
Disruption Of Journey: Cover for additional meals and accommodation expenses, after an initial 6 hours delay, if your Journey is disrupted due to circumstances beyond your control.
Alternative Transport Expenses: Cover for additional travel expenses following transport delays to reach events such as; a wedding, funeral, conference, sporting event and pre-paid travel/tour arrangements.
Personal Liability: Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
Rental Vehicle Excess: Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; Stolen, crashed or damaged and/or cost of returning the rental vehicle due to you being unfit to do so.
Sipadan is often ranked among the best dive sites in the world. Find out why Malaysia is a must-visit for divers.
Nasi lemak is Malaysia’s national dish, and it’s one of the foods that make travelling here so memorable.
Peanuts are common in Malaysian cuisine. Learn how to manage allergies safely while enjoying your trip.
Our emergency assistance team are available to help you 24 hours a day, 365 days a year, no matter where you are in the world.
We’re recognised with awards for exceptional products and service by industry experts Canstar, Mozo and Product Review.
Whether you're buying a policy or making a claim, one of our friendly travel insurance experts will be able to assist you.
We’ve covered over 2 million travellers and their holiday adventures worldwide. Here’s what our customers have to say.
We make it easy to declare your pre-existing medical conditions and apply for cover with a simple online assessment.
We make claiming easy. Use our online claims form to get your claim assessed and resolved as quickly as possible.
Your trip to Malaysia should be full of adventure, but if something unexpected happens, these resources will guide you on who to contact and how to get support.
The Australian High Commission is located in Kuala Lumpur. It is here you can gain assistance with consular, passport, visa and immigration, citizenship and cultural relations services and enquiries. Full location and contact information can be found here.
Be informed. Be prepared. If you're across The Australian Government's SmartTraveller website, you'll have all the latest information for your trip to Malaysia. SmartTraveller is a trusted resource for Australian travellers and is updated regularly, so make sure you bookmark this handy resource.
If you need emergency assistance in Malaysia, please call our 24/7 emergency medical assistance line.
For non-emergency assistance, you can message our Sydney-based support centre seven days a week.
If something happens to you and it's not an emergency, you can start the claims process whenever it's convenient to you. Visit our online claims platform, and if you have all the necessary documentation, your claim will be processed in 10 business days.
If you have any other questions or queries, please visit our Contact Us page.
If you are experiencing an emergency, please use the details on our Emergency Assistance page.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
AU
NZ