Student Travel Insurance

Maybe you're going backpacking on a gap year, doing an exchange program or volunteering abroad. Whatever it is travelling as a student is a great way to get some real world experience before you leap into a career.

Studying overseas can be amazing, but it also comes with a lot of risk.

Friends, family and the comforts of home are far away, you're in a new country with new ways of life and you never know what could be around the corner. Make sure you're organised, some key essentials include:

  • Visas and passports. Ensure you have a valid visa for study and a valid passport for the time you intend to stay.
  • Register your travel plans.You can do this at which will help the government contacting or finding you in an emergency.

  • Get your travel insurance.We know you're not made of money, which is why we offer great value travel insurance. Beware the cheapest travel insurance, as it might not cover what you think it does.


What's Covered With Comprehensive Insurance?

  • Your Belongings. You're most likely to have at least a mobile phone and a laptop to keep you connected, we cover your stuff if it's lost, stolen or damaged.*
  • Medical Expenses. Medical claims are the most common and come at the highest cost, we cover unlimited overseas medical expenses.*
  • Activities Covered. We cover a multitude of activities, including water rafting, moped riding, bungee jumping and tandem skydiving.*
  • Cancellation & Lost Deposits. If you have to cancel your plans due to unforeseen circumstances outside of your control.*

*Terms and conditions, limits and exclusions apply. please see PDS for full details. 


What's Not Covered?

  • Drugs & Alcohol. If you're intoxicated, taking drugs (that haven't been prescribed) and your claim results from these actions, then you're not covered.
  • Unsupervised Belongings. Leaving your things laying around is just asking for someone to take them so if you leave anything unattended or unsupervised, we won't cover this.
  • Ignoring Official Warnings. If a government or other official body have issued a specific "Do Not Travel" or "Reconsider Your Need to Travel" warning and you go anyway, we won't cover any claim you make relating to this.
  • Breaking The Law. For obvious reasons we can't help you out here. Always adhere to local laws.

For a full list of what's not covered please refer to the PDS for details. 


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You should always find out if there are any vaccinations you may need for your trip.


Further Reading


EuropeEurope is a Mecca for students, learn more about travel concerns for Europe.


AsiaAsia is an amazing place for young travellers. Learn more about the safety concerns of travel in Asia.


USAWhen heading to the USA it's essential to take out travel insurance. Hospital stays and prescribed medication can be very expensive. 


More Information About Popular Destinations