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Direct Travel Insurance

Buy Travel Insurance Direct Online & Save!

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Direct Travel Insurance Benefits

You can save when you buy your travel insurance direct online.  At 1Cover, we do not pay travel agents' commissions to sell our travel insurance so we pass on the savings to our customers with quality travel insurance policies and lower prices. We offer medical only and comprehensive international travel insurance as well as annual multi-trip policies for frequent travellers who take multiple overseas trips per year.

If you have just booked your travel via travel agents such as Expedia, Flight Centre, Webjet, Hello World or one of the many others available, you may be paying extra for commissions.  taking out Travel Insurance straight away to ensure you are covered for cancellation costs immediately. Purchasing your travel insurance direct from 1Cover is quick and easy and can be set up in a couple of minutes. Compare your travel insurance quote now.

Unlimited Medical

Unlimited
Medical

Peace of mind when overseas. Even with our Medical Only policy, we offer unlimited medical coverage. 

Unlimited Trips In One Year

Long-term Cover
Trips

Relax and take a long break. We offer comprehensive cover for overseas trips that are up to 12 months long.

Kids Travel Free

Cover for Dependants 

Travelling with your kids or grandkids? No worries; add your dependants onto one policy.

Range Of Policies To Choose From

Range of
Policy Types

Get the cover to suit you. Choose from Medical Only, Comprehensive or Frequent Traveller plans.

Rental Car Excess

Optional Rental Car Excess 

Hire a rental car and we can cover the excess up to $5,000 or $10,000 if the car is stolen, damaged or in an accident.

Overseas & Domestic Cover

Overseas & Domestic Cover

As well as providing cover for overseas travel, we also cover your domestic trips. 

Travel On One Policy

Travel Under one policy

Add your spouse or partner to your Frequent Traveller policy and ensure you're both covered on your trips through the year.

Three Policies To Choose From

Customise Your Policy

There are three annual policy types designed to suit different trip lengths, plus a range of optional extras.

Award Winning Travel Insurance

1Cover awards

Table of Benefits - 1Cover Direct Travel Insurance

 

Table of benefits

Our direct travel insurance provides cover for emergency medical, adventure activities, personal liability and more. Explore our Table Of Benefits to see all the cover provided.

Table Of Benefits

PDS

Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

Policy Wording

 

 

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Optional Coverage

Cruise Pack

Cruise Pack 

Going on a cruise? Stay safe and ensure you're properly covered on your cruise holiday by adding our Cruise Pack to your policy. See PDS for full details.

Winter Sports Pack

Winter Sports Pack

If you're hitting the slopes anytime during the year you'll need to add the Winter Sports Pack to your policy to ensure you're covered. It provides cover for winter sports activities such as skiing or snowboarding, plus a whole heap more benefits. See PDS for full details.

Rental Car Cover

Rental Vehicle Excess Pack

Choose your rental vehicle excess cover from $5,000 up to $10,000 and protect yourself from unexpected fees.

 

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FAQs About Direct travel Insurance

  • What Are The Benefits Of Having Travel Insurance For My Trip?
  • When you travel half the excitement it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there is the potential for lost, stolen or damaged belongings or delayed flights which can add more expenses on top of an already costly holiday.
    Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please contact us

  • Can I Apply To extend My Travel Insurance Policy? 
  • Yes, you simply need to email us at info@1Cover.com.au or speak to a call centre representative via online chat. One of our travel insurance specialists will assist you in the policy extension. You'll be issued with a quote for the policy extension period. And you'll need to process a payment for this extended period. Please note there may be instances where a policy extension is not available.

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.

READ ALL FAQS

 

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From lost luggage, to cancellation, to repatriation. Travel with peace of mind and find out what else you're covered for and what you're not. 

 

We’ve already helped millions of customers

4.3 from 329 reviews ProductReview
"Reliable, efficient and comprehensive"

I have exclusively used 1Cover for travel insurance over the past 8 years, travelling extensively across 48 countries across 5 continents. I have consistently found their services to be reliable, efficient and comprehensive. I can’t recommend them highly enough. Thank you for your exceptional service.

Maryna M, September 2025

"I highly recommend 1Cover"

I had to postpone my flight overseas as I’d had an unexpected injury. I made another booking and had a change of date fee by the airlines. I submitted a claim to 1Cover and the whole claim was processed quickly and efficiently after I submitted the requested documents. I have travelled previously and also used 1Cover for my insurance even though I never had to make a claim however their policy for an elderly person was much more reasonable than other companies. I highly recommend 1Cover

Jenny M, September 2025

"Excellent service, brilliant communication"

The claim process was really easy, done online, 1Cover kept us up to date. Excellent service, brilliant communication. We will continue to use 1Cover

Bob O, August 2025

"Always Use 1Cover - Outstanding Service"

Hubby had an unexpected heart attack whilst in Los Angeles recently and was in hospital for a week. On top of that we couldn’t go home for another week until he got clearance to travel. The extra accommodation, food, car hire, Uber, flight expenses and medical costs were tens of thousands. 1Cover covered it all. Also, the telephone and email support I got whilst there and since we got home was amazing. Thanks 1Cover, highly recommended.

Deb D, August 2025

"Customer for life"

This is the first time I have had to submit a claim for travel insurance, I had to cancel a large portion of my trip due a death in the family. They made this so easy to deal with while having so many other things going on. Customer for life for sure.

Angela F, September 2025

Where are you Going?


Find out everything you need to know about the best travel insurance for the following destinations:
 

 

Have A Question?
1Cover's Customer Service Centre Has You Covered.

 

1Cover survival guides

The USA Guide

uSA Survival Guide

Find out all you need to know to stay safe and travel happy in the USA in our USA Survival Guide . 

Travel Insurance Guide

travel insurance guide

Get the right cover for your holiday with the help of our handy how to buy cheap
Travel Insurance Guide.

The Bali Guide

bali survival guide

Stay safe and travel happy on your Bali holiday with this ultimate
Bali Survival Guide.

Compare Travel Insurance Guide

compare Travel Insurance

Decide on the right cover for your next trip with the help of the Compare Travel Insurance Guide.

secret traveller

The secret traveller

For all your travel know-how, look no further than The Secret Traveller.

Whether you want to know where the World's Best  Party Towns are, discover the 
20 Foods Worth Travelling The World For, or are searching for Tips To Stay Safe On The Road, the Secret Traveller's insights will help you to travel safely and travel happy.

 

 

Why Choose 1Cover Travel Insurance?

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24/7 emergency assistance

Our emergency assistance team are available to help you 24 hours a day, 365 days a year, no matter where you are in the world.

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Award winning Insurance

We’re recognised with awards for exceptional products and service by industry experts Canstar, Mozo and Product Review.

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Customer Service Excellence

Whether you're buying a policy or making a claim, one of our friendly travel insurance experts will be able to assist you.

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Trusted by Millions

We’ve covered millions of travellers and their holiday adventures worldwide. Here’s what our customers have to say.

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Medical Conditions Cover

We make it easy to declare your pre-existing medical conditions and apply for cover with a simple online assessment.

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Fast claims service

We make claiming easy. Use our online claims form to get your claim assessed and resolved as quickly as possible.

Still Need Some Help? Contact Us!

If you have any other questions or queries, please visit our Contact Us page. 
If you are experiencing an emergency, please use the details on our Emergency Assistance page.