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Overseas Emergency Medical Assistance: If you sustain an injury or illness within the Schengen area, or anywhere in Euroope, our Europe travel insurance coverage includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, and messages to family and hospital guarantees.
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Overseas Emergency Medical And Hospital Expenses: Comprehensive Europe travel insurance cover if covers you if you are injured or become sick overseas, including; medical, hospital, surgical and nursing.
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Dental Expenses: We provide cover for your emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth.
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Additional Accommodation & Travel Expenses: Access fast and flexible cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).
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Family Emergency: 1Cover will pay for additional travel expenses if your travelling companion, or a relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation. Our Europe travel insurance gives you peace of mind when you need it most.
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Emergency Companion Cover: Take care of your travel buddy with 1Cover. We cover additional travel and accommodation expenses if your travelling companion cannot continue their journey because of an injury or sickness.
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Resumption Of Journey: This provides cover for the cost of airfares for you to resume your journey if you return home because of the unexpected death or hospitalisation of a relative of yours.
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Hospital Cash Allowance: Hospital Cash Allowance refers to a fixed allowance that allows you to make purchases during your stay in hospital.
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Permanent Disability: A permanent disability benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot (for at least 12 months, and which will continue indefinitely) within 12 months of, and because of, an injury sustained during your journey.
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Loss Of Income: A weekly loss of income benefit is payable if you become disabled within 30 days of an injury you sustained during your journey, and you are still unable to work more than 30 days after returning to Australia.
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Credit Card Fraud And Replacement: Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.
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Travel Documents And Traveller's Cheques: Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.
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Theft Of Cash: Cover for the following items stolen from your person: banknotes, cash, currency notes, postal orders and money orders.
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Luggage & Personal Effects: Cover for luggage and personal effects stolen, lost or damaged during travel. Common claims include luggage, personal effects, cameras, spectacles and a computer.
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Luggage & Personal Effects Delay Expenses: Cover to purchase essential items of clothing and other personal items following luggage delayed and personal effects being delayed, misdirected or misplaced by your carrier for more than 12 hours.
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Cancellation Fees And Lost Deposits: Covers cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; sickness, injuries, strikes, collisions, retrenchment and natural disasters.
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Disruption Of Journey: Cover for additional meals and accommodation expenses, after an initial six-hours travl delay, if your journey is disrupted due to circumstances beyond your control. We recommend reviewing the PDS to ensure you understand these considered events.
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Alternative Transport Expenses: Cover for additional travel expenses following transport delays to reach events such as; a wedding, funeral, conference, sporting event and pre-paid travel/tour arrangements.
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Personal Liability: Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
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Rental Vehicle Excess: Rental car expenses can be a big hit to the waller when things go wrong. Our Europe travel insurance covers the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being: stolen, crashed or damaged and/or the cost of returning the rental vehicle due to you being unfit to do so.
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