Cycling Insurance

Our travel insurance covers cycling that is incidental to the trip automatically at no extra cost. Any competitive cycling is not covered.

  • Bicycles Are Often The Quickest Way. Getting around is fast on a bike, especially if your trip is less than 5km in a busy city.
  • Common Reasons For Collisions? One of the most common reasons for collisions involving a bicycle and another vehicle is because people fail to check properly for bikes.
  • Head Injuries Are Extremely Common. Ranging from fatal skull fractures to minor concussions. Always wear a helmet to protect your head from injury.

Click here for a full list of activities we cover.


Where Can I Go On A Cycling Trip?

  • The Alps, France. It might sound daunting (and it's certainly spectacular), but as long as you're reasonably fit, the Alps can be a great destination for cycling. Meribel, near Moutiers in France, boasts more than 370 miles of trails, and offers a range of accommodation and biking options.
  • Amsterdam, Netherlands. As soon as you arrive in the capital of the Netherlands you'll notice all the bikes. There is an estimated 881,000 of them and 57% of locals use their bike every single day. With 400km of bike paths the city is one of the most bike friendly in the world. Head outside of the city to towns like Edam to check out the Dutch countryside.
  • Denmark. Safe, flat and offering more than 6,000 miles of cycle routes, Denmark is perfect for family cycling holidays. It's also far less tourist intensive than many parts of Europe, so you'll get that extra sense of adventure!
  • Australian cities. Keen to get on your bike, but can't afford to go too far? There might be more to see in Australian cities than you think, and guided bike tours can be a really wonderful way to explore the grandeur of Sydney, or Melbourne's quirkiness.


You're Covered For



Camel Riding

You might get a sore bottom but you can relax knowing that you'll be covered.


Emergency Rescue

Emergency Rescue


If you have an accident we will arrange for a medical transfer or evacuation to the nearest hospital.


Overseas AssistanceOverseas Medical Assistance

Travel isn't always smooth sailing. That's why we have 24/7 emergency medical assistance to assist you whenever you need help.


Pre-Existing Medical ConditionsPre-Existing Medical Conditions

We automatically cover 34 conditions under our travel insurance policies.


You're Not Covered For

Drugs & AlcoholDrugs & Alcohol

If you're intoxicated, taking drugs (that haven't been prescribed) and your claim results from these actions, then you're not covered.


Unsupervised BelongingsUnsupervised Belongings

Leaving your things laying around is just asking for someone to take them.



Ignore WarningsIgnore Official Warnings

If a government or other official body have issued a specific "Do Not Travel" or "Reconsider Your Need to Travel" warning and you go, you will not be covered. 


Breaking The LawBreaking The Law

For obvious reasons we can't help you out here. Always adhere to local laws no matter where your adventure takes you.


Popular Destinations For Cycling


Learn More About What's Covered With 1Cover

Overseas Medical AssistanceEmergency Companion Cover

If something serious happens to you or them we'll reimburse you any expenses. 

Personal Liability InsurancePersonal Liability

Coverage in case someone sues you for bodily injuries or damages. 

Car Hire ExcessCar Hire Excess

We provide cover for trental vehicle excess

Luggage InsuranceCredit Card Fraud

We provide cover for this so you can shop in safety 


Further Reading

Europe is great for a getaway but make sure you're prepared. Check out our Europe guide for travel tips. 


Asia is a beautiful place to enjoy, but it can be dangerous for the unaware traveller.



Keep yourself safe on your next trip to Africa and check out our travel information.