While we offer basic and comprehensive levels of travel insurance for your overseas trip, our comprehensive overseas policy is designed to provide you with superior cover wherever you are in the world.
The benefits of our comprehensive policy are extensive, but here are just a few of the most popular benefits offered. All benefits are subject to the terms and conditions listed in the PDS. Note: If you need a policy for multiple trips a year, see our annual frequent traveller page.
Travel with total peace of mind. If anything goes wrong you've got unlimited emergency assistance and medical cover.
Planning a big trip? No worries! We offer cover for trips up to 12 months long. Explore the world and travel happy with 1Cover.
If the unexpected happens and plans change, you've got unlimited cover for cancellation fees or lost deposits.
Don't get ripped off. Hire a rental car and we'll cover the excess up to $5,000 if the car is stolen, damaged or in an accident.
There's nothing worse than losing or damaging your favourite things. That's why we provide $15,000 worth of luggage and personal effects cover.
Travel on the same policy as your friends, your family, or your colleagues. Up to 25 people can go on the one policy - and you'll have only one set of paperwork.
With several policy types and levels of cover to choose from, plus Cruise, Ski, and high value add-ons available, you can tailor your policy to suit you.
I'm so glad we'd thought to get 1Cover travel insurance before we left home. Our claim was dealt with quickly and efficiently. Could not recommend it more highly.
By Charmaine, May 2019
Couldn’t ask for a more straightforward process when claiming from 1Cover. They were great.
By Grace, May 2019
Great price and a thorough policy that allowed us to travel with piece of mind. We travel alot and will use 1 Cover again without hesitation.
By TanMar, May 2019
Been using 1Cover for years and wouldn't use anyone else. Very easy to set up - and good value for money. Highly recommend to all my friends/family - who have also used.
By Mark, Apr 2018
When you travel it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there's lost luggage, stolen belongings and delayed flights which are more expenses on top of an already costly holiday.
Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please call our friendly call centre.
We cover a huge range of activities with our policies. To view a full list of activities covered under our 1Cover policies click here. If you are participating in winter activities, such as skiing and snowboarding, you will need to select the Winter Sports Pack add-on if you wish to be covered.
We do offer policy extensions, where applicable, you will be issued with a quote for the extended period.
You can apply to extend your policy by either getting in contact with our friendly call centre team or alternatively you can log in to our Policy Manager.
We advise that you log in to the Policy Manager or contact us as soon as you know you need to extend your policy (ideally 7 days (AEST) before your policy is due to expire), so that we can make sure your extension is guaranteed. Once a policy lapses we are unable to extend it.
When you apply for the policy you need to tell us where you are travelling to. The premium you pay for your policy depends on your destination/s.
The policy only covers loss injury or illness which occurs in the countries you have told us you will visit; however all stopovers of up to 2 nights in countries other than the USA are also covered.
We do cover stopovers for the USA, but you have to nominate USA as a destination when you apply for cover.
Cruises: If you’re going on a cruise, you must ensure you select the right cruise region to ensure you are covered in the countries you visit (you will need to ensure you have selected the Cruise Pack add-on). Please visit our cruise travel insurance page for more details.
Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds if you come home earlier than planned. This is stated in the PDS.
All countries have travel advice levels and you always check these prior to travelling. If a government or other official body have issued a specific "Do Not Travel" or "Reconsider your need to travel" warning and you go, you will not be covered. For more information, please visit smartraveler.gov.au
No. For obvious reasons we can't help you out here. Always adhere to local laws. Please visit smartraveler.gov.au
No. If you're intoxicated, taking drugs (that haven't been prescribed) and your claim results from these actions, then you're not covered.
If you’re travelling all around the world, you can definitely choose a Worldwide policy. All you need to do is select “Worldwide” from the drop-down menu when you make a quote. See here for more information.
You can travel on one of our policies for up to 12 months abroad, with the possibility of extension. Find out more.
1Cover won ProductReview.com.au 2019 Travel Insurer of the Year. ProductReview.com.au is Australia's first and most comprehensive consumer opinion site, and they provide a totally unbiased platform where people can rate and review products and services.
Our Call Centre is based in Sydney and is open seven days a week. Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out.
If you have any questions or queries, or you'd just like to know more about
Annual Travel Insurance, get in touch with us. Our expert team are here to help you.