Overseas Travel Insurance

Going on an overseas holiday and need travel insurance? Well you've come to the right place because that's what we're all about.

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Overseas Travel Insurance Features & Benefits

We cover both basic and comprehensive levels of international travel insurance as well as annual multi trip policies for overseas trips. 

  • Peace of mind when overseas. Even with our basic level of cover we offer unlimited medical cover.

  • Relax and take a long break. Get covered for overseas trips that are up to 12 months long.

  • Choose the cover that suits you. Choose from Medical Only, Comprehensive or Frequent Traveller international plans. We also have several add-ons, so you can tailor your package to your holiday and your circumstances. 

  • We offer cover for singles, couples, families, and groups. Up to 25 people can go on one policy, and if you're travelling with your kids or grandkids, they're covered at no additional cost. 

 

Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

 

 

FAQs About Overseas Travel Insurance

  • What Are The Benefits Of Having Travel Insurance For My Trip? 
  • When you travel it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there's lost luggage, stolen belongings and delayed flights which are more expenses on top of an already costly holiday.
    Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please call our friendly call centre on 1300 368 344.

  • What Activities Are Covered Under 1Cover?
  • We cover a huge range of activities with our policies. To view a full list of activities covered under our 1Cover policies click here. If you are participating in winter activities, such as skiing and snowboarding, you will need to select the Winter Sports Pack add-on if you wish to be covered.

  • Can I Apply To Extend My Travel Insurance Policy?
  • Yes. You must extend your policy before it expires (11.59pm AEST/AEDST). To extend your policy, you simply need to call the call centre on 1300 192 021, email us at [email protected] or speak to a call centre representative via online chat. One of our trained travel insurance specialists will assist you in the policy extension. You'll be issued with a quote for the policy extension period. And you'll need to process a payment for this extended period. Please note there may be instances where a policy extension is not available.

  • If I Am Having A Stopover Outside My Selected Country Will I Be Covered?
  • When you apply for the Policy you need to tell us where you are travelling to. The premium you pay for the Policy depends on your destination/s. The Policy only covers loss injury or illness which occurs in the countries you have told us you will visit; however all stopovers of up to 2 nights in countries other than the USA are also covered.
    NB. We’ll cover you for stopovers in the USA if you also nominate USA as a destination when you apply for cover.
    Cruises: If you’re going on a cruise, you must tell us every country the ship will visit. You will not be covered in countries you have not told us about.
    Travellers on domestic cruises in Australian waters may also purchase a Comprehensive plan (selecting Australia Cruise region) to ensure cover is available for emergency medical assistance and emergency medical and hospital expenses, additional accommodation and travel expenses, family emergency, emergency companion cover and cancellation fees and lost deposits.
     

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip based on the dates on your Certificate Of Insurance. There are no refunds should you come home earlier than planned.

A complete list of FAQS.

Table of Benefits - Overseas Travel Insurance

Explore our table of benefits below to see all the cover provided by our overseas travel insurance policies.

Policy Benefit Comprehensive/ Frequent Traveller Medical Only

Medical

 

 

Overseas Emergency Medical Assistance

Unlimited

Unlimited

Overseas Emergency Medical & Hospital Expenses

Unlimited

Unlimited

Includes Dental Expenses (per adult)

$1,000

$500

Resumption Of Journey

$3,000

x

Hospital Cash Allowance

$5,000

x

Accidental Death

$25,000

x

Permanent Disability

$25,000

x

Loss of Income

$10,400

x

Luggage

   

Credit Card Fraud & Replacement

$5,000

x

Includes Travel Documents & Traveller's Cheques

Yes

x

Theft Of Cash

$250

x

Luggage & Personal Effects

$15,000

x

Luggage & Personal Effects Delay Expenses

$250

x

Cancellation

   

Additional Accommodation & Travel Expenses

$50,000

x

Includes Family Emergency

Yes

x

Includes Emergency Companion Cover

Yes

x

Cancellation Fees & Lost Deposits

Unlimited

x

Disruption Of Journey

$1,000

x

Alternative Transport Expenses

$5,000

x

Ancillary

   

Personal Liability

$5 million

$5 million

Domestic Pets

$500

x

Domestic Services

$500

x

Rental Vehicle Insurance Excess

$5,000

x

 

Product Review Travel Insurance Award

Product Review Winner

We're proud to announce we've taken out the Product Review Best Travel Insurance Company of the Year award for 2017/18. The Product Review Awards is an annual award conducted by the Product Review Editorial & Content Team. This initiative highlights products and services that are the most highly regarded by the Product Review community. Award winners represent the best and most reliable purchasing choices available to Australian consumers in 2017. 

 

 

 

Optional Coverage

Winter Sports

Winter Sports Pack

Cover for participating in winter sports activities including emergency rescue, piste closure, snow ski equipment hire and more. Conditions apply. See PDS for full details.

Cruise Pack

Cruise Pack

Cover while at sea for medical expenses and emergency assistance, cancellations, missed departure, formal wear cover and more. See PDS for full details.

Cruise Pack

Additional Rental Vehicle Excess

Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.

 

Further Reading

North AmericaIf you're going to North America make sure you are aware risks and safety concerns so you can stay safe.

North America

AfricaTips for exploring Africa including the safety and security precautions you should take while travelling.

Africa

AsiaIf you're going to Asia make sure you are aware risks and safety concerns so you can stay safe.

Asia

South AmericaTips for exploring South America including the safety and security precautions you should take while travelling.

South America

BaliBali is a popular destination with Australians. Learn more about the safety concerns in Bali so you can enjoy safe travel.

Bali

EuropeIf you're going on an overseas trip to Europe make sure you understand the risks so you can enjoy your holiday.

Europe

Got the travel bug? Travel often for business? Or maybe you've got far-away family you love to visit? Check out our frequent traveller advice and tips.

Frequent Traveller

Tips for planning a trip to Schoolies. Including things to consider and what our travel insurance covers you for.

Schoolies Travel Insurance

Taking the leap and planning to travel for a long time and not coming back until everything is ticked off your bucket list? You can buy a long term travel insurance policy with us that covers you for 12 months of consecutive travel.

Long Term Insurance

Our travel insurance covers a range of things that could go wrong while on holiday such as overseas medical assistance, car hire excess, luggage and lots more.

What Is Covered

Did You Know?

More than 10 million departures from Australia were recorded in 2016-17.

 

Source: DFAT (http://dfat.gov.au/about-us/our-services/consular-services/Documents/consular-state-of-play-2016-17.pdf)

 

 

Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing conditions on a case by case basis.

 

 

Over One Million Customers

We are proud to say that we have provided cover to more than one million customers around the world. Whether you are exploring Australia or the rest of the world, we have a travel insurance policy to suit your needs.

 

Local Call Centre

Our Call Centre is based in Sydney. We’re open seven days a week for your convenience. Our team are trained travel insurance specialists who will be able to assist you in tailoring travel insurance to suit your needs.

Rental Car Excess

Our travel insurance will cover the excess payable (up to $5000) on your rental vehicle’s insurance resulting from the vehicle being involved in an accident, is damaged or stolen.

Coverage For The Family

Dependants under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on our policies. 

24 Hour Emergency Help

You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.