Visitors To Australia Travel Insurance


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Visitors To Australia Travel Insurance Benefits

Planning a trip Down Under? If you're a non-resident and are looking for travel insurance while you are in Australia for a holiday or for business then this may be the policy for you. Please note: there is a 7-day waiting period on this policy from purchase date.

Unlimited Medical


Relax and enjoy all the best on your Aussie trip with unlimited medical cover while you're here.



Unlimited Cancellation

If the unexpected happens and your trip plans change, you've got unlimited cancellation fees and lost deposits cover.

Luggage And Personal Items

There's nothing worse than losing or damaging your things. That's why we provide $3,500 worth of luggage and personal effects cover.

Rental Car Excess

Rental Car

Planning to rent a car to get around? We'll cover rental vehicle excess up to $2,500 so you can hit the road with total peace of mind. 

Travel Insurer Of The Year 2017

Table of Benefits - Visitors To Australia Travel Insurance

Explore our table of benefits below to see the policy benefits provided by our Visitors To Australia travel insurance.
For more details see the PDS or get an instant quote now

Policy Benefit Visitors To Australia

Overseas Emergency Medical Assistance


Overseas Emergency Medical & Hospital Expenses


Includes Dental Expenses (per adult)


Resumption Of Journey


Hospital Cash Allowance


Accidental Death


Permanent Disability


Loss of Income


Credit Card Fraud & Replacement


Includes Travel Documents & Traveller's Cheques


Theft Of Cash


Luggage & Personal Effects


Luggage & Personal Effects Delay Expenses


Additional Accommodation & Travel Expenses


Includes Family Emergency


Includes Emergency Companion Cover


Cancellation Fees & Lost Deposits


Disruption Of Journey


Alternative Transport Expenses



Personal Liability

$5 million

Domestic Pets


Domestic Services


Rental Vehicle Insurance Excess



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Optional Coverage

Choose Your Excess

Choose Your Excess

Choose the excess that best suits you. Optiong for a lower excess means you'll pay less if you need to claim.


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We've Already Helped
1.5 Million Customers

1Cover is rated 4.3 out of 5 by 787 reviews on
  • "Easy & Painless Claim"

    Very happy with the help I got along the way when I had to make a claim. Would highly recommend any to use 1Cover and I would be signing up again.

    By Anthony, Jan 2018

  • "Never Leave Without It"

    Staff were very helpful and knowledgeable. Always looking for the best options for their customers. Excellent customer service.

    By Monica, Jan 2018

  • "Couldn't Recommend Highly Enough"

    Superb. Couldn’t rate 1Cover any higher. 10/10. Exceptional service. 

    By Josh, Feb 2018

  • "Must Have Travel Insurance Provider!"

    The policy is a must have when traveling for peace of mind alone and is very good value..

    By JDP, Jan 2018

Read More Reviews


FAQs About Already Overseas Travel Insurance

  • As A Visitor To Australia Do I Have Access To Medicare? 
  • The Australian Government has certain agreements with countries around the world, called the Reciprocal Health Care Agreements (RHCA). If your country of residence is a part of this agreement then you can receive Medicare benefits.  Please be aware that the level of Medicare cover and the period of cover will vary depending on the country you are from. Please note that if you’re entitled to be covered under a reciprocal health agreement then this policy is not available to you

  • If I’ve Forgot To Get Travel Insurance Before Travelling To Australia Can I Get 1Cover's Visitors To Australia Cover?
  • Yes, we’ve designed this policy specifically for non-residents of Australia. You need to make sure you purchase the policy within 14 days of arriving to Australia.

  • Can I Pay To Remove The Excess? 
  • There is a waiting period of 7 days from the purchase date noted on your certificate of insurance that applies to all sections of the policy.

  • Is There A Waiting Period For Medical Cover Under This Policy?
  • Our Visitors to Australia policy will cover your rental vehicle excess up to $2500.  When renting a vehicle, the daily rental rates charged by the hire car company will include car insurance, however, in the event that the vehicle is stolen or accidentally damaged, there is usually an excess amount which the driver is liable to pay to the rental company.  Your travel insurance policy has this covered, so there is no need to pay extra at the pickup counter to reduce your excess.  If you’ve been in the country for longer than 14 days and are looking to hire a car, you can purchase standalone rental vehicle excess cover from a specialist such as Car Hire Excess for a fraction of the cost 

  • Will I Be Covered If I Hire A Car In Australia?
  • Under the Already Overseas policy you need to make sure that your journey is no longer than a maximum of twelve months and that your journey ends within Australia.

  • What Happens If I Go Home Early?
  • Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds should you go home earlier than planned.





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Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.

Trusted By 1.5 Million Aussies

We are proud to say that we've provided award-winning travel cover to more than 1.5 million customers around the world. You're sure to find policy to suit you. Buy today and travel happy! 

24/7 Emergency Assistance

You can rest assured and travel with total confidence knowing that you have 24/7 emergency assistance at all times. We are there for you when you need us most.

Kids Travel For No Extra Cost

Travel with the kids? Dependants under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no extra cost on policies. 

Local Call

Our Call Centre is based in Sydney, NSW. We’re open seven days a week for your convenience. Our team of trained specialists can tailor travel insurance to suit your needs.

Rental Vehicle

Don't get ripped off by the rental companies. If your rental vehicle is involved in an accident or is stolen, our policies will cover the excess payable up to $5,000. 

Still Need Some Help? Call Us!

If you have any questions or queries, or you'd just like to know more about
Annual Travel Insurance, get in touch with us. Our expert team are here to help you.

Sales And Enquiries
1300 192 021 
(within Australia)
From Overseas
6:00 am - 8:00 pm
9:00 am - 4:00 pm
10:00 am - 4:00 pm