Visitors To Australia Travel Insurance

Planning a trip Down Under? If you're a non-resident and are looking for travel insurance while you are in Australia for a holiday or for business, then this may be the policy for you. Please note: there is a 7-day waiting period on this policy from the purchase date.

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Visitors To Australia Travel Insurance Benefits

If you're planning a trip Down Under or if you're a non-resident looking for travel insurance while you're in Australia (holiday or business), then this may be the policy for you. Please note: there is a 7-day waiting period on this policy from purchase date.

Unlimited Medical


Relax and enjoy all the best on your Aussie trip with unlimited medical cover while you're here.



Unlimited Cancellation

If the unexpected happens and your trip plans change, you've got unlimited cancellation fees and lost deposits cover.

Luggage And Personal Items

There's nothing worse than losing or damaging your things. That's why we provide $3,500 worth of luggage and personal effects cover.

Rental Car Excess

Rental Car

Planning to rent a car to get around? We'll cover rental vehicle excess up to $2,500 so you can hit the road with total peace of mind. 

Travel Insurer Of The Year 2018

Table of Benefits - Visitors To Australia Travel Insurance

Explore our table of benefits below to see the policy benefits provided by our Visitors To Australia travel insurance.
For more details see the PDS or get an instant quote now

Policy Benefit Visitors To Australia

Overseas Emergency Medical Assistance^


Overseas Emergency Medical & Hospital Expenses^*


Includes Dental Expenses (per adult)^


Resumption Of Journey^*


Hospital Cash Allowance^*


Accidental Death*


Permanent Disability^*


Loss of Income^*


Credit Card Fraud & Replacement^


Includes Travel Documents & Traveller's Cheques^


Theft Of Cash^#


Luggage & Personal Effects*


Luggage & Personal Effects Delay Expenses^


Additional Accommodation & Travel Expenses*


Includes Family Emergency*


Includes Emergency Companion Cover*


Cancellation Fees & Lost Deposits*


Disruption Of Journey*


Alternative Transport Expenses^



Personal Liability#

$5 million

Domestic Pets^*


Domestic Services^*


Rental Vehicle Insurance Excess#*


Unless otherwise specified in the PDS: Sections 12, 12A, 12B & 13 - If you claim for the same or similar cancelled services/facilities or alternative arrangements under sections 12, 12A, 12B & 13, we will only pay the higher of the two amounts, not both. Benefit limits are per adult traveller. For accompanying dependants the policy benefits are shared with the adult traveller.

^^ You only have this cover for these sections if the relevant pack has been purchased.
*  Sub-limits apply
^  You do not have cover under these sections while travelling in Australia.
# Limits are per policy regardless of persons the claim relates to.


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Optional Coverage

Choose Your Excess

Choose Your Excess

Choose the excess that best suits you. Optiong for a lower excess means you'll pay less if you need to claim.


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We've Already Helped
1.5 Million Customers

1Cover is rated 4.3 out of 5 by 1247 reviews on
  • "Easy & Painless Claim"

    Very happy with the help I got along the way when I had to make a claim. Would highly recommend any to use 1Cover and I would be signing up again.

    By Anthony, Jan 2018

  • "Never Leave Without It"

    Staff were very helpful and knowledgeable. Always looking for the best options for their customers. Excellent customer service.

    By Monica, Jan 2018

  • "Couldn't Recommend Highly Enough"

    Superb. Couldn’t rate 1Cover any higher. 10/10. Exceptional service. 

    By Josh, Feb 2018

  • "Must Have Travel Insurance Provider!"

    The policy is a must have when traveling for peace of mind alone and is very good value..

    By JDP, Jan 2018

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FAQs About Visitors To Australia Travel Insurance

  • As A Visitor To Australia Do I Have Access To Medicare? 
  • The Australian Government has certain agreements with countries around the world, called the Reciprocal Health Care Agreements (RHCA). If your country of residence is a part of this agreement then you can receive Medicare benefits.  Please be aware that the level of Medicare cover and the period of cover will vary depending on the country you are from. Please note that if you’re entitled to be covered under a reciprocal health agreement then this policy is not available to you

  • If I’ve Forgot To Get Travel Insurance Before Travelling To Australia Can I Get 1Cover's Visitors To Australia Cover?
  • Yes, we’ve designed this policy specifically for non-residents of Australia. You need to make sure you purchase the policy within 14 days of arriving to Australia.

  • Is There A Waiting Period For Medical Cover Under This Policy?
  • There is a waiting period of 7 days from the purchase date noted on your certificate of insurance that applies to all sections of the policy.

  • Will I Be Covered If I Hire A Car In Australia?
  • Our Visitors to Australia policy will cover your rental vehicle excess up to $2500.  When renting a vehicle, the daily rental rates charged by the hire car company will include car insurance, however, in the event that the vehicle is stolen or accidentally damaged, there is usually an excess amount which the driver is liable to pay to the rental company.  Your travel insurance policy has this covered, so there is no need to pay extra at the pickup counter to reduce your excess.  If you’ve been in the country for longer than 14 days and are looking to hire a car, you can purchase standalone rental vehicle excess cover from a specialist such as Car Hire Excess for a fraction of the cost 

  • What Happens If I Go Home Early?
  • Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds should you go home earlier than planned.




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We cover 100+ Activities and sports. 


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Why Choose 1Cover Travel Insurance?

Trusted & Loved by 1.5 Million customers


Since 2003, we've provided travel insurance to more than 1.5 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.

Award winning Insurance 

1Cover won 2018 Travel Insurer of the Year. is Australia's first and most comprehensive consumer opinion site, and they provide a totally unbiased platform where people can rate and review products and services. 

Local Call Centre

Our Call Centre is based in Sydney and is open seven days a week. Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out. 


24/7 emergency Assistance 

The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all times - so when one thing goes really  wrong, we'll be there to help you.  

Pre-Existing Medical Cover

Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.

Fast Claims 

If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.

Still Need Some Help? Call Us!

If you have any questions or queries, or you'd just like to know more about
Annual Travel Insurance, get in touch with us. Our expert team are here to help you.

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