Visitors To Australia Travel Insurance

Planning on coming to the land down under? If you're a non-resident and are looking for travel insurance whilst you are in Australia for a holiday or for business then this may be the policy for you. 
Please note that there is a 7-day waiting period on this policy from the purchase date.

Visitors To Australia Features & Benefits

This travel insurance policy will provide you with cover for medical, cancellation, luggage and personal effects and much more. It is designed to provide you with peace of mind during your trip down under.

  • Relax, we’ll look after you. Unlimited medical cover during your trip in Australia.

  • There is nothing worse than having something stolen. $3,500 worth of luggage and personal effects cover.

  • Don’t worry if a natural disaster affects your trip. Unlimited cancellation & lost deposits cover.

  • Planning to rent a car to get around? Rental vehicle excess and personal liability cover and much more.


Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.



FAQs About Visitors To Australia Insurance

  • As A Visitor To Australia Do I Have Access To Medicare?
  • The Australian Government has certain agreements with countries around the world, called the Reciprocal Health Care Agreements (RHCA). If your country of residence is a part of this agreement then you can receive Medicare benefits.  Please be aware that the level of Medicare cover and the period of cover will vary depending on the country you are from. Please note that if you’re entitled to be covered under a reciprocal health agreement then this policy is not available to you.

  • If I’ve Forgot To Get Travel Insurance Before Travelling To Australia Can I Get 1Cover's Visitors To Australia Cover?
  • Yes, we’ve designed this policy specifically for non-residents of Australia. You need to make sure you purchase the policy within 14 days of arriving to Australia.

  • Is There A Waiting Period For Medical Cover Under This Policy?
  • There is a waiting period of 7 days from the purchase date noted on your certificate of insurance that applies to all sections of the policy.

  • Will I Be Covered If I Hire A Car In Australia?
  • Our Visitors to Australia policy will cover your rental vehicle excess up to $2500.  When renting a vehicle, the daily rental rates charged by the hire car company will include car insurance, however, in the event that the vehicle is stolen or accidentally damaged, there is usually an excess amount which the driver is liable to pay to the rental company.  Your travel insurance policy has this covered, so there is no need to pay extra at the pickup counter to reduce your excess.  If you’ve been in the country for longer than 14 days and are looking to hire a car, you can purchase standalone rental vehicle excess cover from a specialist such as Car Hire Excess for a fraction of the cost 

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.

Table of Benefits - Visitors Travel Insurance

Explore our table of benefits below to see all the cover provided by our visitors to Australia travel insurance policy. 

Key Benefits Sum Insured Excess

Emergency Medical Assistance Within Australia

Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, messages to family and hospital guarantees.

Unlimited $100

Emergency Medical & Hospital Expenses Within Australia

Cover for overseas medical treatment if you are injured or become sick overseas, including; medical, hospital, surgical and nursing.

Includes Dental Expenses (Per Person)

Cover for your emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth. 









Additional Accommodation & Travel Expenses

Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).

Includes Family Emergency

Cover for additional travel expenses if your travelling companion, or a relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.

Includes Emergency Companion Cover

Cover for additional travel and accommodation expenses if your travelling companion cannot continue their Journey because of an injury or sickness.


Hospital Cash Allowance

An allowance of $50 per day if you are hospitalised for more than 48 continuous hours while overseas.


Accidental Death

A death benefit is payable if you die because of an injury sustained during your journey within 12 months of that injury.


Luggage & Personal Effects

Cover for replacement of luggage and personal effects stolen, lost or damaged during travel. This includes luggage, personal effects, camera, spectacles and computer.

$3,500 $100

Cancellation Fees & Lost Deposits

Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; sickness, injuries, strikes, collisions, retrenchment and natural disasters.

Unlimited $100

Personal Liability

Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.

$5 million $100

Rental Vehicle Excess

Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; stolen, crashed or damaged and/or the cost of returning the rental vehicle due to you being unfit to do so.

$2,500 $100


Further Reading

Many aren't aware of the expensive car rental excess that you may be liable for when renting a car on holidays.


Renting A Car

Going Bushwalking?

Tips for planning a bushwalking adventure! Including things to consider and what our travel insurance covers you for.


Bushwalking Travel Insurance

Taking the leap and planning to travel for a long time and not coming back until everything is ticked off your bucket list? You can buy a long term travel insurance policy with us that covers you for 12 months of consecutive travel.

Long Term Travel Insurance

Our travel insurance covers a range of things that could go wrong while on holiday such as overseas medical assistance, car hire excess, luggage and lots more.


What Is Covered?




Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing conditions on a case by case basis.



One Million Customers

We are proud to say that we have provided cover to over one million customers around the world. Whether you are exploring Australia or the rest of the world, we have a travel insurance policy to suit your needs.


Local Call Centre

Our Call Centre is based in Sydney. We’re open seven days a week for your convenience. Our team are trained travel insurance specialists who will be able to assist you in tailoring travel insurance to suit your needs.

Rental Car Excess

Our travel insurance will cover the excess payable (up to $5000) on your rental vehicle’s insurance resulting from the vehicle being involved in an accident, is damaged or stolen.

Coverage For The Family

Dependants under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on our single and family policies. 

24 Hour Emergency Help

You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.