Enjoy an exclusive 11% discount* on your 1Cover cruise travel insurance policy. Whether you’re planning a relaxing getaway or an adventurous voyage, protect your trip against unexpected hiccups. Set sail with this cruisy offer - all you need to do is purchase an eligible policy between 12.01am AEDT on 03/02/2026 and 11.59pm AEDT on 31/03/2026. See full terms below.
Medical costs onboard a cruise can be very expensive. Relax knowing you're covered from ship to shore with unlimited medical cover and emergency assistance.
You choose your cancellation cover level, so if you get sick or injured or are forced to cancel pre-paid travel plans, we'll cover cancellation fees or lost deposits to this value.
We cover luggage and personal effects so you can travel with all your favourite things.
If you miss your cruise due to bad weather, cruise travel insurance covers additional accommodation and travel expenses to get you to the nearest port.
Hitting the high seas without loved ones can be daunting, but we can assist to keep you connected with family if things don’t go as planned.
Formal attire is required on some cruises for certain events. We provide cover if your expensive clothing gets damaged, lost or stolen.
No one wants to think about getting sick on holidays. But if you do and are stuck in your cabin, cruise travel insurance can cover you.
If you miss your cruise departure, you may be covered for the costs to get on at the next port so that you can enjoy your holiday.
*An "11% Off Discount" applies to Comprehensive, and Domestic policies, including a Cruise Pack, quoted and purchased between 12.01am AEDT on 03/02/2026 and 11.59pm AEDT on 31/03/2026. Note that only one discount applies at any one time. All discounts apply to the travel insurance premium (including GST and stamp duty but excluding any additional premium payable for Pre-Existing Medical Conditions). Discounts cannot be used in conjunction with any other offer. Discounts have no cash or refund value, except when redeemed in accordance with these terms and conditions. Discounts cannot be applied to any policies already purchased. The decision to offer a discount is at the sole discretion of 1Cover Travel Insurance. We reserve the right to withdraw any discount offers without notice.
24/7 emergency medical assistance to assist you in stressful circumstances.
If you become ill or need to change your travel plans, we can help.
Up to $15,000 luggage and personal effects cover for loss or damage.
Cover for exorbitant rental excess fees if your car is damaged/stolen.
If your plans are disrupted because of illness.
If you’re the victim of common credit card fraud.
Cover for legal liability in some circumstances.
If your flight is delayed/cancelled, we could help.
Cruise Cover provides protection for things like cancellation, onboard medical treatment, emergency evacuation, missed ports, cabin confinement and more. You must select this option to be covered if your trip involves cruising.
Yes, if you are going on a cruise for 2 nights or more, you must select the Cruise Pack and pay the additional premium. You must add it to both Domestic & International cruise
Cruise travel insurance with 1Cover covers key risks unique to being at sea. This includes onboard medical expenses, evacuation to shore, trip cancellation, missed ports, missed departures, cabin confinement, lost belongings and cover for formal attire. It also extends to certain prepaid excursions if you have to cancel due to illness or other insured events. Limits and exclusions apply, please check the PDS for details
You should include all destination countries that you’ll be visiting, however, you can select a region if you are making multiple stops within the same area. For example, you can choose ‘South Pacific’ or ‘Europe’ or ‘USA’ depending if you are going on a Pacific, Mediterranean or Caribbean cruise. If unsure, list all destinations separately.
Yes. Seniors can purchase cruise travel insurance as long as they meet the age limits for their chosen policy. To be covered, you must also add the Cruise Pack to your policy before departure. Seniors are often more at risk of illness or needing medical treatment at sea, where costs can be extremely high, so having cruise cover in place is especially important.
Yes. Many travellers assume Medicare will cover them, but this isn’t the case once you’re at sea.
Our emergency assistance team are available to help you 24 hours a day, 365 days a year, no matter where you are in the world.
We’re recognised with awards for exceptional products and service by industry experts Canstar, Mozo and Product Review.
Whether you're buying a policy or making a claim, one of our friendly travel insurance experts will be able to assist you.
We’ve covered millions of travellers and their holiday adventures worldwide. Here’s what our customers have to say.
We make it easy to declare your pre-existing medical conditions and apply for cover with a simple online assessment.
We make claiming easy. Use our online claims form to get your claim assessed and resolved as quickly as possible.
Check out our ultimate guide to cruise holidays from what to pack, to cruising for families, solo travellers, seniors and couples. If you’re going on a cruise – you need this guide.
Find out how to pick the perfect cruise for babies, toddlers and young children. Includes tips and tricks to help keep everyone, even the teenagers, happy on the high seas.
Discover our specially tailored guide to over-60s cruise holidays. It’s got everything you need to know for planning a senior cruising holiday. Check out Jane's story about senior cruising here.
If you have any other questions or queries, please visit our Contact Us page. If you are experiencing an emergency, please use the details on our Emergency Assistance page.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. 1Cover is located at Level 1, 332 Kent Street, Sydney NSW 2000. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE, a company registered in Germany acting through its Australian branch, HDI Global Specialty SE – Australia, ABN 58 129 395 544, AFSL 458776.
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