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What's Covered

• Am I covered for cancellation, travel changes or costs incurred due to the Coronavirus (COVID-19)? | 1Cover

  There is no cover for claims related to COVID-19. Learn more ...

• What Happens If I Encounter Terrorism Or Political Unrest? | 1Cover

  In the event of a terrorist attack or political unrest, there is no cover for cancellation fees and lost deposits, disruption of journey or alternative transport expenses.

• Will I Be Covered If I Ride A Scooter, Moped Or Motorcycle While Overseas? | 1Cover

  If you are driving a motorcycle greater than 50cc, you need to hold a current Australian motorcycle licence and to be riding legally in the country you are travelling in.

• What If I'm Under The Influence Of Drugs Or Alcohol? | 1Cover

  Being intoxicated is a general exclusion under the 1Cover policy wording and you will not be covered.

• Will You Cover Medical Bills Once I'm Back In Australia? | 1Cover

  Once you are back in Australia we are unable to cover any domestic medical expenses.

• Is My Pet Covered? | 1Cover

  We only insure humans who are travelling, but we do have other provisions relating to pets.

• Is My Bicycle Covered Under The Policy? | 1Cover

  If you are involved in an accident whilst cycling, we advise that you or a member of your travelling party call our medical assistance team as soon as possible.

• Can I make a claim for a dental injuries? | 1Cover

  If something happens to your teeth overseas, you are covered for dental expenses up to an applicable limit, under our Comprehensive and Frequent Traveller policy if something happens to your teeth overseas.

• Is rescheduling my trip due to injury covered? | 1Cover

  If you already have a Comprehensive, Frequent Traveller, or Already Overseas policy, and you suffer an unforeseen injury which prevents you from travelling, you may have a provision to claim.

• Is Personal Liability Covered? | 1Cover

  Personal liability is one of the benefits we have that cover your legal liability for payment of compensation in respect of death or bodily injury, and/or physical loss of, or damage to property.

• Is Anaphylaxis Covered? | 1Cover

  Anaphylaxis is not a condition that is on our automatically covered list.

• Am I Covered For Volcanic Eruptions and Ash Clouds? | 1Cover

  Travel insurance provides cover for weather events as long as they are unforeseen.

• What If An Immediate Family Member Becomes Unwell? | 1Cover

  If your policy includes family emergency as a provision, and a relative becomes hospitalised or passes away, you may be able to claim.

• What Sports And Activities Are Covered? | 1Cover

  We provide cover for a huge range of sports and activities at no extra cost. You can find the full list here.

• Are Stopovers outside my selected countries covered? | 1Cover

  When you apply for the policy you need to tell us where you are travelling to. The premium you pay for your policy depends on your destination/s.

• Which activities are excluded? | 1Cover

  You can view a list of all the activities covered under your 1Cover policy here.

• Is Scuba Diving Covered? | 1Cover

  Scuba diving is an activity we cover,providing you are diving under a licensed instructor or you hold an open water diving licence recognised in Australia.

• If My Bag Is Stolen Will I Be Covered? | 1Cover

  We aren't able to provide coverage for luggage and personal belongings that are classed as unattended and unsupervised.

• Will My Personal Items Be Covered In Hotel/Hostel rooms? | 1Cover

  We advise keeping valuable items in a locked compartment which only you have access to or to keep it on your person at all times.

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